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Street view of 5913 Fayemont Ct, Wilmington, NC 28412

5913 Fayemont Ct, Wilmington, NC 28412

Estimated Market Value

$0
Range: $452,283 - $510,022
Zillow Zestimate®: $486,500
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Valuation Comparison

Our Estimate
$482,331
Range: $452,283 - $510,022
Zillow Zestimate®View on Zillow
$486,500
Range: $486,500 - $486,500
30-Day Trend
-$2,487(0.5%)

Zestimate® is a registered trademark of Zillow, Inc. Valuation models differ based on data availability, proprietary algorithms, and recent market shifts.

3Beds
2Baths
1,952SqFt
2012Built
1Garage

AI Property Analysis

Discover modern comfort at 5913 Fayemont Ct, a charming 3-bedroom, 2-bathroom townhouse built in 2012. Spanning 1952 square feet, this home boasts a cozy fireplace, central air conditioning, and a convenient attached garage. The exterior features attractive brick veneer, and a delightful enclosed porch offers a perfect spot for relaxation on its 0.13-acre lot.

Capital Gains Tax Analysis

Section 121 Primary Residence Exemption Analysis

Total Potential Taxable Gain
$7,331
Based on estimated value of $482,331 minus purchase price of $475,000
Based on public records, this property has been owned for approximately 1.0 years. The Section 121 exclusion generally requires at least 2 years of ownership and use as a primary residence within the past 5 years. Additional IRS requirements may apply.

Single Filer

Up to $250K Exclusion

Protected Amount:$7,331
Capital Gains Rate:20%
Potential Tax Savings:$1,466

Married Filing Jointly

Up to $500K Exclusion

Protected Amount:$7,331
Capital Gains Rate:20%
Potential Tax Savings:$1,466

Tax Liability Comparison

* This analysis is a simplified illustration based on an assumed 20% federal capital gains tax rate. It does not account for state taxes, depreciation recapture, the Net Investment Income Tax (3.8%), AMT, or individual circumstances. The Section 121 exclusion has specific IRS requirements regarding ownership, use, and timing that cannot be determined from public property records alone. This platform is not acting as a tax adviser, accountant, or attorney. Consult a licensed CPA or tax attorney to evaluate your specific situation. Calculation date: August 2026.

Financial Projections

Estimated Net Proceeds

Estimated Cash in Hand:$51,041

These projections assume a 5.5% total sales commission, approximately 6% in closing costs and concessions, and mortgage payoff estimated from public purchase records (30-year fixed, 20% down payment, 5% assumed interest rate). Actual proceeds will vary based on negotiated terms, local costs, and current mortgage balance. This is not an appraisal or guaranteed estimate of net proceeds.

Equity Breakdown

Cost to Build Today$439,200
Investor Quick-Sale Est.$325,644
Monthly Rental Est.$3,135/mo
📊 Assumptions Used in This Analysis: Home appreciation rate: 3.5% (long-term U.S. historical average) • S&P 500 return: 10% (historical average, not guaranteed) • High-yield savings: 5% (current estimate, subject to change) • Bonds/CDs: 4% (current estimate) • Insurance: 0.4% of home value annually • Maintenance: 1% of home value annually • Opportunity cost: 5% annually • Mortgage balance: estimated from public purchase records assuming 30-year fixed, 20% down, 5% interest rate • Property taxes are NOT included • All projections are hypothetical illustrations and do not guarantee future results. Past performance is not indicative of future returns.

Your Appreciation Story

Your Annual Return1.5%Compound growth rate
Historical Average3.5%Long-term US average
Above-Average Growth+$0Growth above historical 3.5% baseline

Your home has appreciated at 1.5% per year — below the historical average of 3.5%. This extraordinary growth was driven by recent market conditions that are unlikely to repeat. Understanding this context is key to making smart decisions about your equity. Past performance does not guarantee future results.


What Could Your Equity Do?

If you sold today and invested your $51,041 equity in the S&P 500, in 10 years it could grow to $132,388 — compared to an estimated $304,554 in total equity by staying in the home. These projections are hypothetical. Investment returns are not guaranteed and involve risk of loss.


The Hidden Cost of Holding

Insurance (0.4% est)$161/mo
Maintenance (1% est)$402/mo
Opportunity Cost (5% est)$213/mo
Total Monthly Holding Cost$775/mo

* Estimates do not include property taxes (county, city, school, or special district). Actual costs vary significantly by location and individual circumstances. This platform is not acting as a financial or investment adviser.

The estimated monthly cost of holding this property is approximately $775/month. This includes an estimated $213/month in opportunity cost — the hypothetical return that equity could earn if invested elsewhere. These figures are estimates and actual costs will vary.

Market Pulse

Market Temp
❄️ Cool

Slower price growth and extended listing times suggest a more buyer-friendly environment.

Your Neighborhood

Situated in the desirable Federal Point area of Wilmington, NC, this townhouse is part of the well-regarded VILLAGE @ MOTTS LANDING PH1A subdivision. Residents benefit from being in the New Hanover County Schools district and enjoy the conveniences of Wilmington's vibrant coastal community.

Market Trend Projections

1 Year Forecast$494,494Range: $486K - $499K
3 Year Forecast$519,747Range: $494K - $535K
5 Year Forecast$546,291Range: $501K - $573K

Estimated Monthly Equity Gain
+$1,014/mo

Based on moderate market appreciation projections, this property's estimated equity may increase by approximately this amount each month. Actual appreciation varies and is not guaranteed.

❄️Market Outlook & Sell Window

Buyer's market — consider waiting for conditions to improve

* These projections are hypothetical illustrations based on historical trends and local market data. Conservative: 0.8%, Moderate: 2.5%, Aggressive: 3.5%. Actual results will vary. Past performance does not guarantee future results. This platform is not acting as an appraiser or investment adviser. Projection date: August 2026.

⚖️ This analysis is for informational purposes only and does not constitute an appraisal, tax advice, legal advice, or investment advice. The platform and its operators are not acting as appraisers, accountants, attorneys, investment advisers, or tax advisers. Valuations shown are estimates based on publicly available data and automated models — they are not formal appraisals. Financial projections are illustrative and not guaranteed. Always consult with qualified professionals before making any real estate, financial, or tax decisions.
Buddy Blake

Report Generated By

Buddy Blake

Buddy Blake Real Estate

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